# NymCard

> NymCard is full-stack payments infrastructure. Banks, fintechs, and businesses build card issuing, money movement, settlement, reconciliation, lending, and financial crime controls on one platform — nCore.

NymCard was founded in 2018 and is headquartered in London, with offices in Dubai, Riyadh, Cairo, Karachi, and Beirut. NymCard is a principal member of Visa and Mastercard, is PCI DSS Level 1 certified, and is ISO 27001 certified. The platform is called nCore: one customer record, one ledger, one audit trail, owned by NymCard. nCore can be deployed in the cloud, on-soil, or on-premise, and connects to an existing core banking system rather than replacing it.

## Platform

- [nCore](https://nymcard.com/platform/ncore): The full-stack payments and banking platform — card issuing, embedded lending, cross-border payments, settlement, reconciliation, and financial crime controls on a single architecture.
- [Migration](https://nymcard.com/platform/migration): Migrating a live card or payments program from an existing processor onto nCore.

## Products

- [Card Issuing](https://nymcard.com/products/card-issuing): Issue debit, credit, and prepaid cards — physical, virtual, and tokenized — on nCore as a principal member of Visa and Mastercard.
- [Money Movement](https://nymcard.com/products/money-movement): Domestic and cross-border payments and multi-currency money movement.
- [Settlement](https://nymcard.com/products/settlement): Settlement including stablecoin settlement.
- [Reconciliation](https://nymcard.com/products/reconciliation): Automated reconciliation across the payment lifecycle.
- [Lending](https://nymcard.com/products/lending): Embedded lending — BNPL, revolving, and installment credit products.
- [Financial Crime](https://nymcard.com/products/financial-crime): Fraud monitoring, transaction risk decisioning, and 3DS controls.

## Solutions

- [Retail Banking](https://nymcard.com/solutions/retail-banking)
- [Commercial Banking](https://nymcard.com/solutions/commercial-banking): Spending controls, supplier payments, payroll, financing, and real-time visibility for business banking, built on nCore.
- [Banking-as-a-Service](https://nymcard.com/solutions/banking-as-a-service): Launch digital banking under your brand on nCore — cards, payments, lending, and financial crime, connected to the core you already operate.
- [Embedded Finance](https://nymcard.com/solutions/embedded-finance): Cards, lending, payments, and rewards embedded into the journeys customers already use, under your own brand, on nCore.
- [Digital Wallets](https://nymcard.com/solutions/digital-wallets): Branded wallet experiences for receiving funds, storing value, making payments, and transferring money, on one platform.
- [Commercial Payments](https://nymcard.com/solutions/commercial-payments): Commercial cards, accounts payable, accounts receivable, payroll, financing, and business payment experiences on one platform.
- [Fintechs](https://nymcard.com/solutions/fintechs)
- [Exchange Houses](https://nymcard.com/solutions/exchange-houses)
- [Telecommunications](https://nymcard.com/solutions/telecommunications)
- [Retail & Marketplaces](https://nymcard.com/solutions/retail-marketplaces): Loyalty programs, branded cards, embedded finance, and seller payouts on infrastructure built for retailers and marketplaces.
- [Healthcare](https://nymcard.com/solutions/healthcare)
- [Government](https://nymcard.com/solutions/government)

## Company

- [About](https://nymcard.com/company/about): NymCard's story, founded 2018.
- [Careers](https://nymcard.com/company/careers): Open roles and how to introduce yourself.
- [Contact](https://nymcard.com/company/contact): Talk to NymCard about a payment program.
- [Blog](https://nymcard.com/company/blog)
- [Newsroom](https://nymcard.com/company/newsroom)

## United Arab Emirates (UAE market)

> NymCard's UAE market lives under the `/ae/` path prefix and is regulated by the Central Bank of the UAE (CBUAE). These pages serve UAE-specific content; `/ae/...` URLs are market variants of the global pages, not duplicates.

- [Open Finance](https://nymcard.com/ae/open-finance): The single regulated layer for account data, payment initiation, and data enrichment for banks, fintechs, and enterprises in the UAE, built to the CBUAE Open Finance framework.
- [Key Facts Statement](https://nymcard.com/ae/key-facts-statement): Key Facts Statements and Schedule of Fees & Charges for the products NymCard offers in the UAE.
- [Help and Support](https://nymcard.com/ae/help-and-support): How to reach NymCard support in the UAE and how to escalate an unresolved complaint to Sanadak, the UAE's independent Ombudsman Unit for financial services.
- [Consumer Education & Awareness](https://nymcard.com/ae/consumer-education-awareness): Fraud prevention, rights and responsibilities, data privacy, complaint resolution, and responsible marketing for UAE consumers.

## Legal

- [Privacy Policy](https://nymcard.com/legal/privacy)
- [Cookie Policy](https://nymcard.com/legal/cookies)