NymCard

The path from legacy to full-stack.

Moving off a legacy processor isn't the goal. Building on modern infrastructure is. NymCard helps banks modernize their payments stack and move onto nCore without disrupting the programs customers rely on today.

Most banks know their stack needs to change.

The hard part isn't seeing the problem. It's getting from where you are today to where you need to be tomorrow.

Years of cardholder data, complex integrations, operational risk, and customer impact make migration one of the hardest decisions a bank can make. So many banks keep running infrastructure they have already outgrown.

Legacy migration · projected programduration: open-ended
Schema mapping
Test authoring
Reconciliation
Cutover weekend
high risk
SI fees
PlanBuildTestReconcileCut over

Built to modernize, designed to migrate.

Most platforms treat migration as a one-time project. NymCard treats it as part of the platform.

nCore is built for migration

Migration runs natively inside nCore. Portfolios can move in phases, run in parallel, and follow the approach that fits your business. Existing cards can stay active throughout the transition, or be re-issued as part of a broader transformation program.

Parallel runshadowing
Legacy processorlive
nCore shadowreconciling
Balances reconciledin step

Agentic AI does the heavy lifting

AI agents handle mapping, testing, reconciliation, and cutover planning alongside your team. Work that used to take months of engineering becomes automated, reviewable, and controlled.

Agent activitylive
  1. mapmapped bin_range → nCore.bin
  2. testgenerated auth suite · 240 cases
  3. reconmatched ledger balances · in step

Automate the work, keep the control.

AI agents do the heavy, error-prone work of migration. Your team stays in control of every step.

Automated mapping

Agents read legacy schemas and map cardholder data, BIN ranges, tokens, and operational data into nCore.

Schema mapping · legacy → nCorelive
Legacy schemaCARDHOLDER_IDPAN_TOKENBIN_LOW / BIN_HIGHACCT_STATUS_CD
nCore fieldscustomer.idtoken.refbin_rangecard.status?
Review queueACCT_STATUS_CD · unmapped value
1 to confirm
Resolved by agent0/4 fields

Testing and reconciliation

Parallel processing and automated reconciliation keep balances, positions, and transactions aligned throughout the migration.

Shadow processingreconciling
StreamLegacynCore
TX-4821$240.00$240.00
TX-4822$1,180.00$1,180.00
TX-4823$96.40$96.40
Ledger ↔ ledgerbalances in step

Cutover planning

Agents sequence the migration into controlled batches, identify dependencies, and surface risks before they become issues.

Cutover runbook · proposed orderagent proposed
  1. 01

    Dormant cards

    low volume · no deps

    queued
  2. 02

    Single-currency

    depends on 01

    queued
  3. 03

    High-velocity

    depends on 02

    risk · first
  4. 04

    Multi-currency

    depends on 03

    queued
Your call
Approve orderReorder

Human oversight

Every recommendation stays visible, reviewable, and subject to approval by your team.

Migration control · portfoliolive
Mapped16%
Shadowed34%
Reconciled28%
Scheduled14%
Cut over8%
Activityagents propose · you approve
  1. Batch 07proposed cutover windowApproveHold
  2. Batch 06reconciled · balances in stepapproved
  3. Batch 08mapped 12,400 recordsapproved
Batch 07 · in-flight cutover
↺ Rollback

Five phases, one live program.

Your customers keep using the program throughout the transition.

Discovery

Assess the portfolio

Mapping

Validate the data

Parallel run

Reconcile continuously

Phased cutover

Rollback throughout

Live on nCore

Retire the legacy stack

Portfolio meter · share on nCore0%on nCore
nCore
On nCoreOn legacy · recedingbatch by batch

Every migration is designed to be reviewed, audited, and controlled.

  • No big-bang cutover

    Customers move in phases rather than all at once.

    Batch 04↺ rollback
    Batch 05↺ rollback

    available at every step

  • Parallel-run validation

    The new environment is proven before the migration completes.

    Legacy

    $48,200

    nCore

    $48,200

    balances match

  • Human in the loop

    Agents propose. Your team approves.

    agentproposes cutover
    ApproveHold

    nothing ships without sign-off

  • Full audit trail

    Every action, decision, and migration event is recorded.

    1. 14:02mapping approved
    2. 14:18shadow run signed off
    3. 14:41cutover scheduled

    one shared audit trail

Migration gets you onto the platform. The platform changes what you can build.

Most migrations end with a new processor.

A migration to nCore puts cards, lending, money movement, settlement, financial crime, and reconciliation on one architecture, with a 360° customer view, one data layer, and AI built directly into the core.

Modernization doesn't end when the migration finishes. It starts there.

nCore · one coresix products · one record
Cards
Lending
Money movement
Settlement
Financial crime
Reconciliation
nCore
one architecture · one data layer

Deploy where your data has to live.

Connects to your existing core banking platform. No replacement required.

Cloud

Multi-region, NymCard-hosted, fully managed.

On-soil

Hosted within your country to support data residency requirements.

On-premise

Run inside your own infrastructure, under your control.

Common questions.

See what your path off legacy looks like.

A migration review maps your existing stack and shows how your bank moves onto nCore, phase by phase.

Keep exploring